Form Prospectus Voya Retirement Insurance & Annuity Co

424B3 - Prospectus [Rule 424(b)(3)]

Published: 2005-09-29 17:09:03
Submitted: 2005-09-29
iicasupp.txt 424B3 SUPPLEMENT
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>iicasupp.txt
<DESCRIPTION>424B3 SUPPLEMENT
<TEXT>

ING INSURANCE COMPANY OF AMERICA

                              PROSPECTUS SUPPLEMENT
                            DATED SEPTEMBER 29, 2005
              TO YOUR CURRENT MODIFIED GUARANTY ANNUITY PROSPECTUS

     ----------------------------------------------------------------------


This supplement amends certain information contained in your most recent
modified guaranty annuity prospectus, as supplemented. Please read it carefully
and keep it with your prospectus for future reference.

In light of recent disasters caused by hurricanes in the Gulf Coast, ING
Insurance Company of America will waive surrender charges related to the
surrender of your Contract for those Contract Owners whose address of record was
in one of the specifically identified parishes or counties at the time of the
hurricanes. This waiver of surrender charges will be available for a limited
period of time and is subject to certain conditions and restrictions that we
will impose on a non-discriminatory basis.

IICA Katrina - 137652                                             September 2005
</TEXT>
</DOCUMENT>
Additional Files
FileSequenceDescriptionTypeSize
0000836687-05-000468.txt   Complete submission text file   2612

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